so what happens if you hate xmas shopping and decide to get it over with online in one night? well, the next morning when all the companies you bought crap from open up they all start charging your credit card around the same time, then your credit card company freaks out about all the transactions thinking that they may be fraudulent so they start denying them, this in turn causes all the vendors to suspend your orders. so then you have to call your credit card company, assure them that everything is ok, then figure out that they were lying to you when they told you they only denied one transaction (because you have email from multiple vendors saying you are having payment problems), and then you have to contact all the vendors and tell them to try transactions again. now i hate chase too. merry freakin xmas.